Tomorrow HARP 2.0 goes into effect and the opportunity to refinance comes with another added bonus; if you’re unsatisfied with your current lender, you can change banks with HARP 2.0! The closing hours of our HARP 2.0 countdown are coming; how will you choose to survive them?
Fact: some banks are better than others when it comes to customer satisfaction. Here are symptoms your lender has poor customer service: Read more »
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As you read this, computer and software programmers are tucked away somewhere working tirelessly to update the Fannie Mae computer systems in order to bring the new updated HARP program to you. When we resume business on Monday we will begin the first applications of the new HARP refinance program.
Everyone’s closing costs vary depending on situation and time. Based on financial standing and time of closing your cost will adjust. Read more »
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Times are tough. Who knew the bottom was going to fall out. Sometimes you may wonder if you’ve reach the last straw. If you have been struggling to keep up with your mortgage payments, we may have some relief for you. The new HARP 2.0 mortgage refinance program.
For those who did not put 20% down when they closed their loan, I’m sure your grown very familiar with you monthly mortgage insurance payments. Maybe you’re wondering if that will affect your eligibility with HARP 2.0. Read more »
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The countdown to HARP 2.0 marches on! Since you’re a hard working individual, there’s a good chance you’re may be reading this on your lunch break. Your place of employment is another important aspect to qualifying for HARP 2.0. A steady income is obviously a requirement for refinancing, but how gainful is gainful employment? Is your debt-to-income ratio high enough? What does that even mean? Rest easy! We will go over exactly what you need to know.
DTI stands for debt-to-income; the amount of debt you pay monthly divided by your monthly income will give you your DTI ratio. Take a second and crunch some numbers! – So what did you come up with? Read more »
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Life is unpredictable. Bankruptcy and foreclosure can sneak up just as quickly as a tsunami or typhoon. If you have gone through either of those financial struggles, then there are two things to be certain of; you’re a survivor and you can still qualify for the new HARP 2.0 refinance program!
It’s possible you’ve heard of HARP before and did not qualify or were denied refinancing because of a prior foreclosure or bankruptcy. We’re here to tell you, you’re not alone. Read more »
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